Capital & Tech Biz · Brazil and the United States

Technology that multiplies capital.

C&T Biz structures capital and builds the technology that makes companies grow: funds, fintechs and Jonah.Biz ERP, the management software with an AI team.

Talk to C&T Biz Explore the ecosystem

Certified accountant · CRC-RJ 134748
Apps on the App Store and Google Play
Operating in Brazil and the US

Hi, Paula Example Company Ltd To receiveR$ 3,482.17 PayslipNet R$ 2,182.17Checked Consulting · Invoice 128R$ 1,300.00Pending

Payment approvedR$ 1,980.00 · with Face ID

Jonah.Agentic with a live Council Table, and Comprovou, with sample data

Companies that have worked with C&T Biz

Capital and technology, on the same side of the table.

On one side, capital structuring. On the other, the software that runs the business. C&T Biz brings the two together to give the operation control, transparency and scale.

Structured capital

Funds, fintechs and credit, structured from the first draft.

Structuring FIDC (receivables), FII (real estate) and FIAGRO (agribusiness) funds
Fintechs and digital banking built for the operation
Receivables and credit with full portfolio visibility

Talk to a specialist

Our own technology

The software that runs the companies we serve.

Finance, tax, inventory, sales and HR in Jonah.Biz ERP
AI agents that work with the company's own data
Payments approved on the phone, with Face ID

Discover Jonah.Biz ERP

C&T Biz ecosystem

One ecosystem. Each product in its role.

C&T Biz is the corporate brand and the owner of everything we build. From the ERP to the app for the people who get paid, each product has its own identity and the same care with the numbers.

Management software .Biz ERP

Run the company by talking to it.

Finance, tax, inventory, online store and customer service in one system
AI agents with each person's permissions
Shopify, Nuvemshop, Banco Inter, QuickBooks and Meta through their official APIs

jonahbiz.com.br →

HomeFinanceTaxInventoryStoreAI agents

Good morning. What needs your attention today:

Bills due todayR$ 12,480.00 Yesterday's salesR$ 38,912.40

Otto picked 6 bills and asked Bruno to approve paying them through Inter. Téo checked the invoices that came in from the tax authority.

Illustrative example

Jonah.Biz ERP, management software by C&T Biz. Jonah.Agentic and Jonah.EXPED belong to the same family; Comprovou has its own name, with the Jonah.Biz seal. In consulting and on the channel, C&T Biz signs.

Jonah.Agentic · Council Table

A council of AI agents discusses the decision with you.

Each agent has a seat and a weight in the vote. They debate, change position when new data comes in, and call you by voice when the answer depends on something only you know.

Each agent speaks in turn, in its own color
When data is missing, the agent calls you and listens to your answer
The vote is weighted, the minutes come out ready, and the purchase waits for your Face ID

Discover Jonah.Agentic

The agent calls you when only you know the answer · sample meeting

For your company

The next step depends on where the company is.

Organize

Accountant · CRC-RJ 134748 Master's in AI · USA

Founder

Jonas Santos

Brazilian entrepreneur who has helped companies grow commercially, technologically and financially, from creating investment funds and digital banks to management software.

An accountant, he founded accounting firms, built an ERP with point of sale and ran large retail chains. Jonah.Biz ERP brings together what he learned, from the store counter to the balance sheet.

Accounting degree · CRC-RJ 134748
Data Science for financial markets · XP
Master's in Artificial Intelligence · USA

Instagram @jonas.ceo TikTok @jonasceo YouTube channel

C&T Biz channel

AI, governance and accounting, no fluff.

See the channel

Interview · EnergiCast #57 Entrepreneurship, technology and accounting Jonas Santos on the CF Contabilidade podcast, in Portuguese. The video plays right here, from minute 10, where the conversation matters most.

Open on YouTube ↗